Jacksonville Real Estate Agent

Down Payment Assistance Programs in Jacksonville and Orange Park

With mortgage lenders tightening their credit standards and people not qualifying for 100% financing as often as years past, you may think that homeownership is slipping out of your reach.

That may not be the case!

If you're a first time homebuyer in Jacksonville and Orange Park Florida, you may qualify for down payment assistance. There are credit and income restrictions for some programs.

If you're looking to buy a house in Jacksonville, you can research what the income and credit restrictions are, using the Jacksonville down payment assistance website, also know as the Jacksonville SHIP program.

If you're looking in Orange Park or other parts of Clay County to buy a home, you will want to check out the Clay County SHIP program. 

There are additional bond money you may qualify for. I have access to local mortgage lenders, who specialize in loans utilizing down payment assistance programs.

The are also non profit organizations that offer down payment assistance. With these programs, you do not have to be a first time homebuyer and there are not any credit or income restrictions. As long as you qualify for a loan that allows gift funds, you can utilize these programs. Ameridream and Nehemiah are two, I've had experience with.  

There are certain criteria you have to follow when purchasing a home in Jacksonville and Orange Park using some of the down payment assistance programs. I can help you follow the criteria as well as guide you through the home buying process. You can call me direct at 904-910-3516 or contact me via internet.