Orange Park Real Estate is as important now is it was back when the town was first incorporated. The history and small town feel of Orange Park enhances the towns vision of the future while letting traces of Orange Parks roots remain at the forefront of future development. Orange Park is a flourishing community and the residents here all love the feel of this quaint small town where finding homes for sale is as easy to performing a property search.
Located South of Jacksonville and just west of the St Johns River, Orange Park is named for orange trees that grew here. They were ultimately destroyed in The Great Freeze 1894-1895. The crops never came back. Being on the St Johns River offers water enthusiasts hours of fun and relaxation.
Leave a comment » Clay County Florida Real Estate: Market Watch July 2008 and 2007Current market conditions for Orange Park, Fleming Island, Middleburg and Green Coves SpringsHere's what Clay County Real Estate in July 2008 looked like:
Here's what Clay County Real Estate in July 2007 looked like:
These figures are based on residential homes (single family, town homes & attached). They exclude condos, commercial property and vacant land. Information is deemed to be reliable, but is not guaranteed. Read Also: Clay County Florida Real Estate: Market Watch May 2008 & 2007 http://www.pamgraham.com/00407D 
Posted on August 12, 2008 15:05:07 by pam.graham
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Leave a comment » ALERT! Down payment Assistance programs could be on the way out!Downpayment assistance programs may be eliminatedThe future of the Ameridream and Nehemiah down payment assistance programs is looking grim. Starting October 1st 2008 buyers will not be able to use those programs in conjunction with loans that allow gift funds. In the Housing and Economic Recovery Act of 2008 under section 2113 letter C prohibits the down payment assistance programs. Also to add insult to injury, the required down payment for FHA will be raised from 3% to 3.5%.Read Also: Down Payment Assistance Programs in Jacksonville for additional information on these programs. The reason behind the eliminations of down payment assistance programs is because FHA has reported that borrowers using those DPA foreclose 3 times the rate of borrowers who didn't utilize those programs. I get that. In the current mess we're in with the foreclosure rate increasing, they want to decrease their risk. I agree that tougher credit guidelines need to be established. There were homeowners who bought a home that had no business buying a home, but there are credit worthy people who do not have the funds available for a down payment but make the necessary income to support a house payment. By eliminating those programs, qualified buyers are not going to be able to get their piece of the American Dream. What affect will this have on our current real estate market? First time home buyers make up our foundation of the real estate market. If first time home buyers can't buy a home, then move up buyers can't buy because they can't sell their current home. It's a domino affect and is one of the reasons values have declined in the past couple of years because first time home buyers were priced out of the market. If you would like to voice your opinion please visit Nehemiah.
http://www.pamgraham.com/00402F
Posted on August 09, 2008 20:06:36 by pam.graham
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Leave a comment » Clay County Florida Real Estate: Market Watch June 2008 & 2007Current market conditions for Orange Park, Fleming Island,Middleburg & Green Cove Springs June 2008 & 2007Here's what Clay County Real Estate in June 2008 looked like:
Here's what Clay County Real Estate in June 2007 looked like:
These figures are based on residential homes (single family, town homes & attached). They exclude condos, commercial property and vacant land. Information is deemed to be reliable, but is not guaranteed. Read Also: Clay County Florida Real Estate: Market Watch May 2008 & 2007 We're seeing a small drop in inventory from June 2007 but a decrease in homes that went under contract compared to June 2007. Buyer's are still cautious and it looks like seller's who don't need to sell are staying put and waiting out the market. http://www.pamgraham.com/003E25
Posted on July 09, 2008 14:06:15 by pam.graham
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Leave a comment » Clay County Florida Real Estate: Market Watch May 2008 & 2007Current market conditions for Orange Park, Fleming Island,Middleburg & Green Cove Springs May 2008 & 2007Here's what Clay County Real Estate in May 2008 looked like:
Here's what Clay County Real Estate in May 2007 looked like:
These figures are based on residential homes (single family, town homes & attached). They exclude condos, commercial property and vacant land. Information is deemed to be reliable, but is not guaranteed. Read Also: Clay County Florida Real Estate: Market Watch April 2008 & 2007 http://www.pamgraham.com/003E24
Posted on July 09, 2008 14:04:48 by pam.graham
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Leave a comment » Clay County Florida Real Estate: Market Watch April 2008 & 2007Current market conditions for Orange Park, Fleming Island,Middleburg & Green Cove Springs April 2008 & 2007
Here's what Clay County Real Estate in April 2008 looked like:
Here's what Clay County Real Estate in April 2007 looked like:
These figures are based on residential homes (single family, town homes & attached). They exclude condos, commercial property and vacant land. Information is deemed to be reliable, but is not guaranteed. Read Also: Clay County Real Estate Market Update March 2008 & 2007 http://www.pamgraham.com/003E23
Posted on July 09, 2008 14:00:33 by pam.graham
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